Frequently Asked Questions
Finding the right business funding solution shouldn't be complicated. Below are answers to some of the most common questions about business loans, merchant cash advances, SBA loans, and business lines of credit.
How much funding can I qualify for?
Funding amounts vary based on your business revenue, time in business, industry, and overall financial profile. Through our network of lenders and funding providers, businesses may qualify for funding ranging from $5,000 to $750,000+, with certain programs offering even higher funding limits for qualified applicants.
What types of business funding are available?
MCA Business Loans help connect business owners with a variety of financing options, including business loans, merchant cash advances, business lines of credit, SBA loans, equipment financing, and working capital solutions. Our goal is to help match your business with the funding program that best fits your needs.
How quickly can I receive funding?
Approval and funding times vary depending on the program selected. Some financing solutions, such as merchant cash advances, may provide funding in as little as 24 hours after approval. Traditional business loans and SBA loans generally require additional review and documentation.
Will checking my funding options affect my credit score?
Many funding programs offer an initial review process that may not impact your credit score. However, certain lenders may perform additional credit checks as part of the underwriting process. Your funding specialist will explain any requirements before moving forward.
What industries do you work with?
We work with businesses across a wide range of industries, including construction, trucking, restaurants, retail, healthcare, manufacturing, professional services, automotive, hospitality, e-commerce, and many other sectors. Funding options are available for both established businesses and growing companies.
Can startups qualify for business funding?
Some financing programs are available to newer businesses, while others require a minimum time in business and revenue history. Qualification requirements vary by lender and funding program. Completing an application allows us to determine which options may be available for your business.
Is there any obligation to accept an offer?
No. Submitting an application and reviewing available funding options does not obligate you to accept an offer. You are free to compare your options and decide whether a financing solution is right for your business.
What information is needed to apply?
Requirements vary depending on the funding program, but applicants are commonly asked to provide basic business information, monthly revenue details, business bank statements, and identification documents. Additional documentation may be requested during the approval process.
